Alma
Oct 30

Alma

DISCOVER OUR SOLUTIONS

Alma: The flexible and guaranteed instalment payment solution

Alma is one of Europe’s leading instalment payment solution, trusted by over 22,000 merchants, including KitchenAid, Maisons du Monde, Krëfel, and Club Brugge, and over 8M users across Europe.** We help e-commerce businesses drive sales growth, increase average order values, and build lasting customer loyalty through transparent, ethical payment solutions that shoppers love and trust.

Think beyond Belgium: With Alma, you’re not just optimizing for the local market, you’re unlocking European growth. Our solution operates seamlessly across 10 countries, giving you instant scalability to France, the Netherlands, Germany, and beyond. One integration, limitless potential.

Payment options offered by Alma

  • Pay in 2 or 3 instalments
  • Pay Later (pay after 15 or 30 days)

Why do Belgian merchants choose Alma?

Belgium is a unique, multilingual market with discerning shoppers. Alma helps you convert more visitors into buyers by meeting local expectations for flexibility, trust, and clarity.

Proven performance*

  • +15-30% conversion uplift on average by offering 2x/3x instalments at checkout
  • +20-60% higher basket value on average by offering 2/3x instalments at checkout
  • Higher repeat purchase rate thanks to a smoother payment experience and an excellent post‑purchase experience
  • Smooth integration: Plug & Play set-up when using major e-commerce platforms or PSPs
  • Clear, capped fees shown upfront: no surprises

*Results vary by vertical, ticket size, and placement; ask us for benchmarks in your category.

Built for the Belgian Market

  • Support for Bancontact & Payconiq, the payment methods your customers trust
  • Multilingual experience (FR/NL/EN) for seamless checkout
  • EU-compliant and ACPR-authorized as a finance company
  • Zero Risk for Merchants
    • You’re paid upfront (within 7 days)
    • We handle all fraud, credit risk, and collections

What makes Alma different

🚫 No hidden fees
Unlike competitors, we never charge late fees to customers. Your brand stays protected.
🔒 Customer data privacy
We don’t retarget your customers or resell their data. Your customers remain yours.
⚡ No need for account creation
Frictionless checkout, customers only need their card details. No registration friction.
💬 Premium support for merchants all long the way
4.8/5 Trustpilot rating with 61,000+ reviews.
🔄 Customer flexibility
Shoppers can postpone payments or update bank details without fees, building trust and loyalty.